John Butler is a Cyber/Technology Errors & Omissions Liability Product Leader at E-Risk Services, a Nationwide Company, with 24 years of experience in specialty insurance and underwriting and Registered Professional Liability Underwriter and Cyber Professional Liability Practitioner designations. A recognized voice on the underwriting implications of artificial intelligence, he develops the framework, policy language, and guidelines that help insurers price and respond to AI-driven exposures across Cyber and Technology E&O.  His work spans AI underwriting strategy, forward-looking policy endorsements, and translating fast-moving technology risk into practical, defensible coverage.  John brings a pragmatic, product-minded perspective to how the insurance market can underwrite emerging AI risk with discipline and foresight.